Stay or Move? 5 Questions to Help You Decide

It can be tough to make the decision to sell. In fact, for many homeowners, it can be overwhelming. If you’re considering making a move and struggling with the decision, here are five helpful questions to ask yourself:

1. What is your practical reason for selling?

This question refers to what you’ll get by moving to a new home. The reasons could include a bigger backyard, a shorter commute to work, an extra bedroom, a more desirable neighbourhood, etc. Maybe bullet point what you’ll gain against what you’d lose by moving home.

2. What are your emotional reasons for selling?

This question refers to how you’ll feel about living in a new home. For example, you might feel safer, less cramped, less worried about your kids because the local schools are...

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How to get a better interest rate for your mortgage

When it comes to buying a home, one of the most important factors to consider is the interest rate on your mortgage. Getting the best interest rate can save you thousands of dollars over the life of your loan. Here are some tips to help you secure the best rate:

  1. Improve your credit score: Lenders use your credit score to determine your interest rate. A higher score usually results in a lower rate, so make sure to pay your bills on time and keep your credit utilization low.

  2. Decrease debt-to-income: A simple way to get a better mortgage rate is to decrease your debt-service ratio. Canadian lenders use this to assess your risk level. You can do this by paying larger amounts on your debts, or by raising your household income.

  3. Increase your income stability...

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New property listed in Salmon Arm

I have listed a new property at 3111 30 Street Northeast in Salmon Arm. See details here

A private .34 acre lot surrounds this family home in North Broadview. The spacious kitchen will be the gathering space for family and friends. Lots of cupboard and drawer space, Corian counters, a large island for entertaining and a pantry for some extra space. With a front living room and a family room with N/G fireplace off the dining area, there is lots of room for everyone to relax. Through the family room the primary and 2 spare bedrooms along with a renovated main floor bath with soaker tub, lighted mirror and heated towel rack finish off the main floor. Just off the dining area you walk out to your private, covered backyard view deck, plumbed with...

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New property listed in Salmon Arm

I have listed a new property at 7100 50 Street Northeast in Salmon Arm. See details here

Renovated from top to bottom, inside and out, there is nothing here to do but move in and enjoy this cute, comfortable home in Canoe. Curb appeal and charm from the minute you drive up. Lots of parking out front including a single car carport that opens into your backyard. As you move inside there is a perfect entry to put the coats and boots and store your things. From there you step right into your beautiful kitchen. Well laid out, ample counter, cupboard and drawer space, a pantry and island with eating bar. Patio doors off your living room will lead you to your private back yard space with a covered deck that spans the width of the house and a covered...

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New property listed in Salmon Arm

I have listed a new property at 158 158 2500 97B Highway Southeast in Salmon Arm. See details here

Spacious 3 bed 2 bath home in Countryside MHP. A rare find for both size and location in the park backing on to a private acreage with no neighbours behind you. 1440 square feet of living space should be enough room for the whole family. As you drive up you will notice a single car garage space that could be used for vehicles, toys, or just some storage. Through the garage is a deck with roll shutters that opens up to your private back yard space. You enter this home just off your kitchen where your laundry will be just on your left. Through the kitchen is your dining area which wraps to you first of 2 living spaces with a natural gas fireplace....

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New property listed in Salmon Arm

I have listed a new property at 2650 1 Avenue Northeast in Salmon Arm. See details here

Character and charm are the words used to best describe this immaculate home located in Sherwood forest. You can see the pride of ownership and attention to detail as you drive up to this beautiful spot. If you have things to park, this is the place! Detached 2 car garage, single car carport and lads of extra parking for all your toys. Inside is where your love will grow. Beautiful, modern eat in kitchen with solid surface counters, ample cupboard space and stainless appliances all the perfect fit for the chef in the family. Hardwood floors seamlessly tie rooms together as you move to the living and dining areas, with just the right amount of space for intimate...

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Financing conditions: are they really necessary?

You've been searching for what seems like a lifetime to find the home of your dreams, then you finally find it and you want to put in an offer. We sit down, figure out the numbers and draft up the Purchase Agreement to include terms and conditions to protect your interests, one of which is the Financing Condition.

A financing condition is one of the most commonly used and important conditions, and it's there to protect the Buyer by telling the Seller that your offer to buy their property is conditional on you obtaining financing.  You will already have a “Pre-approval” in place with your financial institution or mortgage broker but there will still be a length of time required by lenders to satisfy this condition, generally 10...

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New property listed in Salmon Arm

I have listed a new property at 2050 1 Avenue Southeast in Salmon Arm. See details here

Located in a cul-de-sac at the end of a no through road is where you will find this 4 bed 4 bath lakeview home. A spacious entrance, wide staircase and warm wood finishing will invite you in. Upstairs boasts just over 1800 sq/ft of living space with hardwood floors that seamlessly tie together your open layout main floor living spaces. Lots of cupboard and counter space, raised seating bar, large pantry with great storage options, gas range with pot filler and an extra built in wall oven-a space built for a chef! Just off your kitchen is a dining and living area big enough to host the family gatherings or relax with the comfort of your natural gas fireplace....

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Spruce Up the Bathrooms Before You Sell: Affordable DIY Tips

Are you planning to sell your home? Don't overlook the impact of a well-presented bathroom. It's no secret that bathrooms play a crucial role in shaping buyers' impressions of a property. If your bathroom is outdated or neglected, it could quickly turn potential buyers away. However, there's no need to panic. With a few affordable DIY tips, you can spruce up your bathrooms without breaking the bank.

Modern Hardware: One of the easiest and most effective ways to modernize your bathroom is by updating the hardware. Switching out old cabinet knobs, drawer pulls, or faucets can instantly give the room a fresh and contemporary look. Sleek metallic finishes like brushed nickel or matte black are popular choices that are not only stylish but also easy...

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New property listed in Salmon Arm

I have listed a new property at 12 1910 11 Avenue Northeast in Salmon Arm. See details here

DRIVEWAYS with plenty of garage space welcome you at Hillside Terrace, where 1567 sq/ft of tastefully designed living space awaits. The open concept main level features plank flooring throughout, and contains the living room, dining area, powder room, and kitchen with shaker-style cabinets, quartz counters, and an 8’ seat-at island with spot for your beverage fridge. This level has a view out the front and walks out to your backyard which is privately fenced and includes artificial turf, patio space, and a small garden area to use as you wish; perhaps for vege’s, flowers, or shrubs (low-maintenance yards keep the strata fees lower). The upper level, with...

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